▸ ADHD × money
Stop paying the ADHD tax▌
Late fees, forgotten subscriptions, impulse buys, and the fourth abandoned budgeting app. ADHD makes money management genuinely harder - Xonoko is designed around that, not despite it.
Try Xonoko free for 14 days →// The problem
The ADHD tax is real money
Research consistently finds that people with ADHD pay more for the same life - not from carelessness, but because most money tools demand exactly what ADHD makes hard: constant, boring attention.
Late fees
The bill was not forgotten because it did not matter. It was forgotten because it was out of sight.
Zombie subscriptions
Free trials that quietly became paid. Services you stopped using in March and are still paying for in November.
Impulse purchases
The dopamine is real, and so is the hole it leaves in next month. The cost is invisible at the moment of buying.
Abandoned budgets
Apps that demand daily bookkeeping collapse after the novelty fades - then the guilt keeps you from coming back.
// No guilt piles
Categorization that does not need you
Most budgeting apps quietly turn into a chore: hundreds of uncategorized transactions waiting for a rainy day that never comes. In Xonoko the AI categorizes everything on its own and gets better with every correction. You pick your involvement level - and change it whenever your energy changes.
[ ] Review everything
For hyperfocus days - confirm each transaction yourself.
[●] Only flagged
The AI handles the obvious and shows you only what it is unsure about.
[ ] Full autopilot
Everything is categorized for you. Open the app only when you want the big picture.
// See it before you spend it
The impulse-buy time machine
The hardest part of an impulse purchase is that the cost lives in the future, where ADHD brains struggle to look. Xonoko puts the future on one chart: toggle a purchase and watch what it does to your balance months from now - before you tap "buy". Sometimes the answer is "actually, fine". Sometimes it is not. Either way, now you know.
Still above zero in 6 months - you can afford it.
Flip the switch. Watch the dashed line. Decide with your eyes open.
// Your terms
Notifications that respect your brain
Some brains need a daily nudge to stay connected to their money. Some brains shut down at the third reminder. Xonoko does not decide for you:
Daily
A short check-in, every day, at the time you choose.
Weekly
One summary on Sunday evening. Enough to stay oriented.
Specific moments
Only when something needs you - a flagged transaction, an over-budget category.
Never
Complete silence. The app waits until you come to it. No badges, no guilt.
I have ADHD. I built Xonoko because every budgeting app I tried assumed a brain I do not have - daily discipline, tolerance for boring admin, guilt as a motivator. This one assumes mine.
— Lucas, developer of Xonoko
Budget on your terms
Flexible review, honest forecasts, notifications you control - try it free for 14 days.
Start your free trial →